Large Group Health Plans
Organizations with more than 100 employees face different challenges. Medical Mutual offers fully customizable plans with a variety of funding options to help large employers achieve their health improvement and cost reduction goals.
Medical Mutual enjoys 21% higher member loyalty, retaining members 30% longer than national competitors1
Innovative Benefits
and Unmatched Value
We strive to be your most strategic partner to monitor care and manage costs, expand member access, and enable smarter healthcare decisions.
Individualized Executive
Attention
You’ll work one-on-one with one of our large group health plan advisors to build your custom benefits package. What’s more, you’ll be guided by the same dedicated team throughout your whole experience with Medical Mutual – from the initial plan quote to implementation, from year-round service to your first renewal.
Local Access
Advantage
Our advisors and account executives are local experts. As active members of our communities, we have dedicated our careers to understanding the Ohio healthcare landscape and forging longstanding broker and provider relationships to deliver best-in-class solutions and account service.
Why Choose a Group Plan from Medical Mutual
Local
Ohio-based employees specialize in helping members navigate through the local health care system. Your employees can feel confident and understood by representatives from their own communities.
Being "Mutual" Matters
As a mutual company, we don’t have stockholders or pay dividends to investors. Our focus is on improving our plans so we can help our policyholders live healthier lives.
Exceptional Customer Service
We demonstrate our commitment to excellence. In fact, 90% of plan members are satisfied with their customer care experience. Additionally, our member loyalty is 21% higher than of our competitors', a testament to our dedication to outstanding member support.1
Funding Options
Fully-Insured Plans
Our most comprehensive offering is fully customizable, and includes an extensive provider network, optimized clinical and pharmacy management features plus more.
Self-Insured Options
Turn to Medical Mutual to enhance the effectiveness and efficiency of your self-funded program. We offer increased transparency, accountability and cost savings competitive benefit programs.
Competitive Plan Features
Smart Shopper
All fully-insured and level-funded group plans are equipped with SmartShopper, an online tool that guides members to health care savings and enables cash rewards. SmartShopper will be rolling out the plans in the coming months.
MedMutual Total HealthTM
Our new clinical standard, MedMutual Total Health, is available to make a difference in the health outcomes of employees. From the healthiest of employees, to those with more complex needs, our clinical team manages how our programs work together to maximize health and minimize costs.
Network Strength
We offer local and national network coverage with more than 12,000 primary care doctors, 46,000 specialists and 19,000 locations across Ohio, plus access to the Cigna Healthcare SM PPO network when travelling out-of-state.
Mutual Health Services
Our TPA, Mutual Health Services, unlocks flexibility, offering integration with 10 stop-loss carriers and 12 PBMs.
Advanced Pharmacy Benefit Management
More than 20 Medical Mutual pharmacists offer a layer of PBM oversight, working directly with patients' care teams to optimize clinical and cost effectiveness of prescriptions.
1Member Competitive Survey 2023, Commercial