March 21, 2025 | Tags:
For small business owners, finding the right health insurance plan can be challenging. Jenn Wirtz, owner of Der Braumeister in Cleveland, understands the nuances of running a small business.
As a third-generation restaurant owner, Wirtz recognizes the value of having great partners to help her business run smoothly, and partnering with Medical Mutual for the COSE Benefit Plan is a prime example of that. “I cannot explain how great Medical Mutual is to work with,” Wirtz said, a COSE member since March 2018.
Big health benefits for small businesses
The COSE Benefit Plan allows small business owners to share risk pooling and contributions so they can offer cost-effective healthcare benefits like large corporations do. This gives owners like Wirtz one less thing to worry about when running their business and boosting satisfaction and morale for their employees.
“It’s offering them peace of mind,” Wirtz said about giving her employees healthcare coverage through COSE. She is grateful for the partnership with Medical Mutual, praising the ease of working together and credits Medical Mutual’s presence in the community.
Partnering with thousands for health and savings
Like Jenn, many members value the local customer service Medical Mutual provides. As Ohio’s Hometown Health Insurer for over 90 years, we take pride in working with more than 8,000 small businesses to help Ohioans lead healthy lives while saving on health benefits.
By providing total benefits with specialty coverage, wellness programs and both local and national networks, the variety of plan options allows businesses to customize what works best for them and their employees.
Michael P. LaMarca, owner and CEO of Master Pizza, is thankful for the multitude of benefits the COSE Benefit Plan can offer to help his business stay competitive in retaining talent.
“As a small business owner, offering health benefits through the COSE Benefit Plan gives Master Pizza the opportunity to compete with the compensation we can offer against the larger companies in our category,” LaMarca said, a COSE member since January 2019.
The COSE Benefit Plan is specifically designed with small business owners in mind, including those still looking to start their own ventures and those who need a little extra support.
For Danielle Lark-Arbinger, owner of Guac Shop, the thought of losing affordable health insurance was the one thing holding her back from starting her business. She views the COSE Benefit Plan as a gift. "It allowed me to pursue my dream while knowing my family would be taken care of,” Lark-Arbinger said.
How to get started
Are you a small business owner looking to enhance your employees’ healthcare coverage? You can enroll in the COSE Benefit Plan no matter where in Ohio your business is located.
To enroll, you must join COSE and/or one of the affiliate chamber partners from the list found on the COSE Benefit Plan webpage. You can also call your broker or request a sales consultation with your Medical Mutual Sales representative.